June 1, 2020
Due to travel restrictions, plans are only available with travel dates on or after
Due to travel restrictions, plans are only available with effective start dates on or after
;
Ukraine; Belarus; Moldova; North Korea; Russia; Israel
Jamaica
Jamaica;
A passport is more than an internationally recognized legal document. It’s your ticket to explore the world. Having a valid U.S. passport can open doors, expose you to new cultures, and allow you to escape the country without playing the part of a stowaway.
Whether you’re renewing your passport or you’re applying for a new one, we recommend getting in line as soon as you can! Passports typically take at least 6-9 weeks to process, or 3-5 weeks if you pay for expedited service. Get the latest updates on passport processing times and delays here.
Getting a passport can be a long process, but in 2023 it got a little easier: You can now take your own photos and renew via mail. And once you have yours in hand, passports are valid for a while: five years for minors, or 10 years for those 16 and older.
It depends on the situation. Coverage varies by plan, so be sure to read your plan documents carefully before you travel.
Travel insurance is absolutely essential for international travel. Look for a plan with emergency medical benefits, trip cancellation and interruption benefits, and other key protections. Get a quote now.
More and more folks are finding out they need a passport. Our neighbors to the north and south—Canada and Mexico—both require a valid U.S. passport for entry. And as of May 7, 2025, U.S. travelers must have a passport, REAL ID or military ID to board domestic flights and access certain federal facilities. To learn more about the REAL ID requirements, visit the Department of Homeland Security website.
If you have all the needed documents, applying for a U.S. passport for the first time isn’t difficult. Here are the steps you’ll need to follow. Contact the National Passport Information Center at 1-877-487-2778 with any questions. Live help is available Mondays through Fridays from 8 a.m. to 10 p.m. Eastern, but call wait times can be long.1
Every U.S. citizen—even the smallest infant—needs a passport for international travel. The process for getting a passport for children under 16 isn’t too different from that for adults. The State Department offers a handy step-by-step guide.
For 16- and 17-year-olds, it’s a little bit easier. Parents don’t need to accompany them to a passport office; however, something called “parental awareness” needs to be established. This means at least one parent or legal guardian is aware that the minor is applying for a passport. This obligation can be met in a number of ways, such as having a parent accompany the applicant, or signing a statement that OKs the passport application. Such statements should be accompanied by a photocopy of the ID from the parent(s) who signed the document. The parent or guardian must also be the one paying the application fees.
One more note: if a parent forbids a 16- or 17-year-old child from being issued a passport, and expresses so in writing, a passport will more than likely not be issued.4
Maybe you realized your passport has expired. Maybe it’s missing. Or maybe the dog used it as a chew toy. How long will it take to get a new one?
The Department of State says routine passport service typically takes 6-9 weeks from the day an application is submitted to the day a new passport is received. You can check your passport application status online.
You can pay an additional $60 for expedited service, which can take 3-5 weeks from the day an application is submitted to receive the new passport.
Still too slow? Passport agencies offer an extremely limited number of appointments for people who are traveling internationally in the next 14 days. You can only make a rapid-passport appointment by calling 1-877-487-2778 (1-888-874-7793 for TDD/TTY teletype services). To prevent re-selling scams, appointments can’t be transferred to another person.
What if you don’t have a passport, but you need one to travel overseas for a family emergency? You may qualify for a life-or-death emergency passport if you need to travel within three business days because your immediate family member is outside of the United States and they have died, are dying, or have a life-threatening illness or injury. You’ll need proof of the emergency and your travel plans, in addition to following all the other passport application steps. Find more information on emergency passports here.
Ready to take the all-important passport photo? Having it taken at a drugstore may be easiest, but you can also take it at home. Ask someone else to snap the shot—no selfies!
Passport photo requirements are strict. Be sure to follow them exactly, or your application will be rejected and you’ll have to start again. The State Department offers an online photo-checking tool you can use.
How much does it cost to get a U.S. passport? Here are the current passport fees (as of 2023).
In addition to these passport fees, new passport applicants will have to pay a $35 execution fee. Those who meet the conditions to renew (see “Steps for passport renewal” below) do not need to pay the execution fee.
If you need your passport quickly, you can pay an extra $60 for expedited service, plus $18.32 for 1-2 day delivery of passport books.
Passport fees should be paid with checks (personal, certified or cashier’s) or money orders made payable to the Department of State. If you’re visiting an office, you may be able to pay for execution fees via additional payment methods (e.g., credit card or cash). Inquire ahead of time with the facility you’ll be visiting so there are no surprises.
**Please note: As of March 8, 2023, online passport renewal has been paused and is expected to resume later in 2023. See more information here.
If your passport is 10 years or older (granted you got it when you were 16 years or older) or if you’ve changed your name, it’s time for a renewal. And if you have fewer than six months remaining on your passport before it expires, some countries may refuse you entry. You’ll want to renew your passport before traveling.
The good news is that you may not have to set foot in a passport office. The U.S. Department of State now allows online passport renewal. Check your eligibility first! You must be older than 25, live in the United States, and meet all the other requirements. Processing times are the same as for mailed applications, unfortunately. You can’t renew your passport online if you have urgent travel in less than six weeks. And as soon as you submit your online passport renewal application, your current passport will be invalidated and you can’t use it for international travel.
Renew your U.S. passport online here.
You can also renew your passport by mail. However, if your passport was lost or damaged, it was issued when you were younger than 16 years old, you changed names but lack the documents to validate the change, or more than 15 years have passed since you received the passport, you’ll need to swing by a passport agency.6
Renew your passport by mail following these steps:
Please consider your other international travel plans prior to sending off your passport for renewal. You won’t have a passport until the new one is issued.
Now you know everything you need when applying for or renewing your U.S. passport. With enough time and the right organization, getting this critical travel document is a fairly stress-free process. And once you have your passport, a world of possibilities awaits.
View all of our travel insurance products
Share this Page