June 1, 2020
Due to travel restrictions, plans are only available with travel dates on or after
Due to travel restrictions, plans are only available with effective start dates on or after
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Ukraine; Belarus; Moldova; North Korea; Russia; Israel
Jamaica
Jamaica;
Budget-minded travelers are often tempted to skip buying travel insurance for their trip. Unfortunately, having something go wrong while you're traveling can result in huge expenses you never planned on. That's why Allianz Global Assistance created the OneTrip Basic Plan. It's the best travel insurance for budget travelers and people who aren't going too far from home.
The OneTrip Basic Plan is like a lightweight rain jacket: It always goes in your suitcase to provide a layer of protection from life's storms. Even though you hope you won't need it, you'd hate to be stuck without it. Here's an examination of the OneTrip Basic Plan, as part of Allianz Global Assistance's series of travel insurance reviews.
The OneTrip Basic Plan is intended to give travelers low-cost coverage for the big three travel threats: getting sick or injured, needing medical evacuation and having to cancel your trip or go home early.
The OneTrip Basic Plan includes some extra benefits too:
Remember the OneTrip Basic Plan is just a rain jacket, not a down parka rated for Antarctic expeditions. Its coverage levels are pretty low compared to other travel insurance plans. For instance, $50,000 for emergency medical evacuation may sound like a lot, but it may not cover the complete cost of getting you to a hospital if you need to be airlifted from Easter Island. Domestic medical evacuations average $10,000 to $20,000, according to MedjetAssist, while international transport can cost more than $100,000.2
Compared to other Allianz Global Assistance travel insurance plans, the OneTrip Basic Plan includes fewer covered reasons for trip cancellation. For instance, the Basic plan does not cover cancellations due to divorce, your destination becoming uninhabitable, normal pregnancy or financial default.
The OneTrip Basic Plan also lacks some of the benefits included in other travel insurance plans from Allianz Global Assistance. You don't get:
The OneTrip Basic Plan is the best travel insurance for travelers who want to know they're protected in case of an emergency or trip cancellation, but who aren't too worried about incurring big medical costs. The OneTrip Basic Plan may be right for you if you are:
Need help figuring out which plan is best for your next trip, or have questions about coverage? Call our travel insurance advisers at 1-866-884-3556. Safe travels!
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